![]() ![]() Prescription Drug Plans (PDPs) can be purchased as stand-alone plans from private insurers in addition to Original Medicare or Medicare Advantage plans that don’t offer drug coverage. Medicare Prescription Drug Coverage (Part D) helps cover your prescription drug costs. Medicare prescription drug coverage (Part D) With a Medicare Advantage plan, you must pay your Part B premium in addition to the plan premium. ![]() They may have different premiums and out-of-pocket costs than Original Medicare. You need to enroll in Part A and Part B to sign up for a Medicare Advantage plan.īecause private insurance companies offer Medicare Advantage plans, costs can vary between policies. Medicare beneficiaries have the option of receiving health care benefits through either Medicare Advantage or Original Medicare - but not both. If you’re eligible for Medicare Part A and Part B, and do not have ESRD, you can join a Medicare Advantage Plan. Medicare Advantage plans may also offer benefits not covered by Original Medicare. The only exception is hospice care, which is still covered by Medicare Part A. It allows you to receive Part A and Part B benefits - and in many cases, other benefits - from a private health insurance plan.Īt the very least, your Medicare Advantage plan must offer the same benefits as Original Medicare. Medicare Advantage (Part C) is an alternative to Original Medicare. If you worked for a railroad, you’ll need to contact the Railroad Retirement Board for information on enrollment. If you’re eligible for Medicare but don’t qualify for automatic enrollment, you can apply online, over the phone or in person at your local Social Security office. If you have end-stage renal disease (ESRD), you must manually enroll.
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